One advisor. The right lender. 48 hours.
Home Loans, Loan Against Property, and MSME finance — from a single advisor with visibility across our full lender panel. Higher lifetime value for the borrower, better outcomes for the file.
From the salaried professional buying a first flat in Chennai to the peri-urban aspirant financing a first home in Nellore.
Unlock capital from commercial or residential property you already own — for business expansion, consolidation, or working capital.
Working capital, machinery, and secured business loans — structured around GST turnover, cash-flow cycles, and the paperwork rhythm of a small operation.
National fintechs make you wait on a lender’s decision. Traditional DSAs make you chase paperwork through a black box. We issue our own in-principle offer — indicative rate, fees, tenure, KFS terms — within 48 hours of a complete file.
A short call clarifies what you’re actually solving for. No paperwork maze required to get started.
Our matching engine scores your file against our core lender panel; we validate with 1–3 shortlisted lenders and issue an in-principle offer.
Your dedicated advisor stays with you through documentation, sanction, and every next step. 94% approval rate on files we take on.
Manufacturers, traders, service businesses. From Chennai’s core to Gummidipoondi SIPCOT and Hosur. Working capital that respects your cash-flow cycle.
Project finance, LAP against existing assets, and construction loans tied to real site milestones. Built on Manor Group’s 25 years of ground.
Salaried professionals, business owners, first-time aspirants across South Andhra. Home loans that account for informal income and complex files.
Twenty-five years of South India real estate operations from Manor Group. Eighteen years of banking technology from ING Netherlands. Codified into a matching engine that routes borrowers by fit — not by what pays us best.
Sanction in nine days on an MSME file two banks had already turned down. Harish’s team knew exactly which lender would say yes.
Draw-schedule financing that actually matched our site milestones. First team that got it.
Refinanced our home loan and dropped the rate by 1.4%. Honest advice, no fuss.
Tamil Nadu and Andhra Pradesh, from Chennai’s urban core to South Andhra’s Tier 2 towns and North Chennai’s SIPCOT industrial estates. Local RMs, local languages, local relationships.
A 20-minute call answers most things faster than an email chain.
Book a call →It’s an in-principle indicative offer issued by us — not the lender — within 48 hours of a complete file. It specifies indicative interest rate within a range, processing fee, tenure, and other Key Fact Statement terms. It’s backed by our matching engine and validated through one round of calls with 1–3 shortlisted lenders. Our Offer Honour Rate — the share of offers that result in a lender sanction on materially equivalent terms — sits at 85%.
For most retail loans, no — we’re paid by the lender on successful disbursement. For complex project finance or specialised advisory, we quote a transparent flat fee upfront. Never a percentage of your loan, never a hidden charge.
By borrower fit first — approval probability, indicative rate, processing fee, sanction TAT, and KFS terms — not by which lender pays us best. Where a direct lender relationship and a channel partner offer the same file, we default to direct. If a channel premium is material we flag it for management review; we don’t auto-route.
A rationalised core panel of lending partners, drawn from a wider network of 40+. It includes HDFC, ICICI, KVB, IOB, Central Bank, Canara, Repco Home Finance, Tata Capital, Bajaj Housing, and specialised MSME/HFC lenders like HomeFirst, Muthoot, and Piramal.
Five clusters across Tamil Nadu and Andhra Pradesh: Chennai (anchor), Nellore, South Andhra (five towns), North Chennai / SIPCOT, and a fifth cluster launching in FY 2026–27. Feet on the ground in each, with local RMs speaking Tamil, Telugu, and English.
Often, yes. A rejection is usually a mismatch between your file and one lender’s policy — not a verdict on your creditworthiness. We’ll review, address gaps, and route you to lenders who fit. Our 94% approval rate on files we take on reflects exactly this filter.